Call reports 2026
CITIZENS SAVINGS BANK — 2026
What CITIZENS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 326,363,000 | 329,090,000 |
| Total loans | 255,517,000 | 254,995,000 |
| Allowance for loan losses | 6,796,000 | 6,762,000 |
| Securities available for sale | 43,024,000 | 47,114,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 280,890,000 | 282,365,000 |
| Interest-bearing deposits | 219,585,000 | 220,257,000 |
| Noninterest-bearing deposits | 61,305,000 | 62,108,000 |
| Equity capital | 43,818,000 | 44,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,279,000 | 10,577,000 |
| Interest expense | 1,547,000 | 3,098,000 |
| Net interest income | 3,732,000 | 7,479,000 |
| Noninterest income | 475,000 | 806,000 |
| Noninterest expense | 2,726,000 | 5,577,000 |
| Provision for loan losses | -23,000 | -41,000 |
| Pretax income | 1,431,000 | 2,658,000 |
| Income tax | 327,000 | 575,000 |
| Net income | 1,104,000 | 2,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,741,000 | 47,720,000 |