Call report 2025Q4
CITIZENS SAVINGS BANK — 2025Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,533,000 | USD | evidence → |
| Total loans | 254,378,000 | USD | evidence → |
| Allowance for loan losses | 7,022,000 | USD | evidence → |
| Securities available for sale | 46,220,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,971,000 | USD | evidence → |
| Interest-bearing deposits | 215,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,693,000 | USD | evidence → |
| Equity capital | 42,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,895,000 | USD | evidence → |
| Interest expense | 6,272,000 | USD | evidence → |
| Net interest income | 13,623,000 | USD | evidence → |
| Noninterest income | 964,000 | USD | evidence → |
| Noninterest expense | 10,473,000 | USD | evidence → |
| Provision for loan losses | 1,060,000 | USD | evidence → |
| Pretax income | 3,054,000 | USD | evidence → |
| Income tax | 604,000 | USD | evidence → |
| Net income | 2,450,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,637,000 | USD | evidence → |