Call report 2024Q4
CITIZENS SAVINGS BANK — 2024Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,176,000 | USD | evidence → |
| Total loans | 243,499,000 | USD | evidence → |
| Allowance for loan losses | 6,461,000 | USD | evidence → |
| Securities available for sale | 40,051,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,643,000 | USD | evidence → |
| Interest-bearing deposits | 210,966,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,677,000 | USD | evidence → |
| Equity capital | 38,821,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,244,000 | USD | evidence → |
| Interest expense | 6,195,000 | USD | evidence → |
| Net interest income | 12,049,000 | USD | evidence → |
| Noninterest income | 740,000 | USD | evidence → |
| Noninterest expense | 9,602,000 | USD | evidence → |
| Provision for loan losses | 630,000 | USD | evidence → |
| Pretax income | 2,557,000 | USD | evidence → |
| Income tax | 504,000 | USD | evidence → |
| Net income | 2,053,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,187,000 | USD | evidence → |