Call report 2023Q4
CITIZENS SAVINGS BANK — 2023Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 291,725,000 | USD | evidence → |
| Total loans | 226,277,000 | USD | evidence → |
| Allowance for loan losses | 5,820,000 | USD | evidence → |
| Securities available for sale | 42,083,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,519,000 | USD | evidence → |
| Interest-bearing deposits | 187,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,104,000 | USD | evidence → |
| Equity capital | 36,702,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,228,000 | USD | evidence → |
| Interest expense | 4,070,000 | USD | evidence → |
| Net interest income | 11,158,000 | USD | evidence → |
| Noninterest income | 1,042,000 | USD | evidence → |
| Noninterest expense | 9,315,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 1,979,000 | USD | evidence → |
| Income tax | 391,000 | USD | evidence → |
| Net income | 1,588,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,146,000 | USD | evidence → |