Call report 2022Q4
CITIZENS SAVINGS BANK — 2022Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,738,000 | USD | evidence → |
| Total loans | 206,448,000 | USD | evidence → |
| Allowance for loan losses | 4,970,000 | USD | evidence → |
| Securities available for sale | 47,891,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,916,000 | USD | evidence → |
| Interest-bearing deposits | 171,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,487,000 | USD | evidence → |
| Equity capital | 34,101,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,069,000 | USD | evidence → |
| Interest expense | 1,481,000 | USD | evidence → |
| Net interest income | 11,588,000 | USD | evidence → |
| Noninterest income | 812,000 | USD | evidence → |
| Noninterest expense | 9,217,000 | USD | evidence → |
| Provision for loan losses | 910,000 | USD | evidence → |
| Pretax income | 2,266,000 | USD | evidence → |
| Income tax | 455,000 | USD | evidence → |
| Net income | 1,811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,558,000 | USD | evidence → |