Call report 2019Q4
CITIZENS SAVINGS BANK — 2019Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,386,000 | USD | evidence → |
| Total loans | 188,189,000 | USD | evidence → |
| Allowance for loan losses | 4,617,000 | USD | evidence → |
| Securities available for sale | 22,114,000 | USD | evidence → |
| Securities held to maturity | 703,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,941,000 | USD | evidence → |
| Interest-bearing deposits | 159,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,681,000 | USD | evidence → |
| Equity capital | 34,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,629,000 | USD | evidence → |
| Interest expense | 2,479,000 | USD | evidence → |
| Net interest income | 10,150,000 | USD | evidence → |
| Noninterest income | 920,000 | USD | evidence → |
| Noninterest expense | 8,377,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 1,895,000 | USD | evidence → |
| Income tax | 351,000 | USD | evidence → |
| Net income | 1,544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,107,000 | USD | evidence → |
| Total capital | 36,153,000 | USD | evidence → |
| Risk-weighted assets | 161,108,000 | USD | evidence → |