Call report 2018Q4
CITIZENS SAVINGS BANK — 2018Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,395,000 | USD | evidence → |
| Total loans | 186,382,000 | USD | evidence → |
| Allowance for loan losses | 4,173,000 | USD | evidence → |
| Securities available for sale | 22,065,000 | USD | evidence → |
| Securities held to maturity | 883,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,881,000 | USD | evidence → |
| Interest-bearing deposits | 153,423,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,458,000 | USD | evidence → |
| Equity capital | 32,306,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,048,000 | USD | evidence → |
| Interest expense | 1,812,000 | USD | evidence → |
| Net interest income | 10,236,000 | USD | evidence → |
| Noninterest income | 961,000 | USD | evidence → |
| Noninterest expense | 8,500,000 | USD | evidence → |
| Provision for loan losses | 646,000 | USD | evidence → |
| Pretax income | 2,049,000 | USD | evidence → |
| Income tax | 381,000 | USD | evidence → |
| Net income | 1,668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,563,000 | USD | evidence → |
| Total capital | 34,597,000 | USD | evidence → |
| Risk-weighted assets | 160,604,000 | USD | evidence → |