Call report 2015Q4
CITIZENS SAVINGS BANK — 2015Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,776,000 | USD | evidence → |
| Total loans | 163,313,000 | USD | evidence → |
| Allowance for loan losses | 3,446,000 | USD | evidence → |
| Securities available for sale | 14,448,000 | USD | evidence → |
| Securities held to maturity | 2,371,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,312,000 | USD | evidence → |
| Interest-bearing deposits | 137,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,869,000 | USD | evidence → |
| Equity capital | 28,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,021,000 | USD | evidence → |
| Interest expense | 1,461,000 | USD | evidence → |
| Net interest income | 9,560,000 | USD | evidence → |
| Noninterest income | 980,000 | USD | evidence → |
| Noninterest expense | 8,116,000 | USD | evidence → |
| Provision for loan losses | 417,000 | USD | evidence → |
| Pretax income | 2,007,000 | USD | evidence → |
| Income tax | 665,000 | USD | evidence → |
| Net income | 1,342,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,407,000 | USD | evidence → |
| Total capital | 30,185,000 | USD | evidence → |
| Risk-weighted assets | 140,566,000 | USD | evidence → |