Call report 2014Q4
CITIZENS SAVINGS BANK — 2014Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,099,000 | USD | evidence → |
| Total loans | 163,526,000 | USD | evidence → |
| Allowance for loan losses | 3,372,000 | USD | evidence → |
| Securities available for sale | 12,737,000 | USD | evidence → |
| Securities held to maturity | 4,163,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,165,000 | USD | evidence → |
| Interest-bearing deposits | 136,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,237,000 | USD | evidence → |
| Equity capital | 27,143,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,210,000 | USD | evidence → |
| Interest expense | 1,621,000 | USD | evidence → |
| Net interest income | 9,589,000 | USD | evidence → |
| Noninterest income | 765,000 | USD | evidence → |
| Noninterest expense | 7,944,000 | USD | evidence → |
| Provision for loan losses | 355,000 | USD | evidence → |
| Pretax income | 2,100,000 | USD | evidence → |
| Income tax | 669,000 | USD | evidence → |
| Net income | 1,431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,065,000 | USD | evidence → |
| Total capital | 28,768,000 | USD | evidence → |
| Risk-weighted assets | 134,562,000 | USD | evidence → |