Call report 2012Q4
CITIZENS SAVINGS BANK — 2012Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 218,861,000 | USD | evidence → |
| Total loans | 170,108,000 | USD | evidence → |
| Allowance for loan losses | 3,536,000 | USD | evidence → |
| Securities available for sale | 12,313,000 | USD | evidence → |
| Securities held to maturity | 3,585,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,862,000 | USD | evidence → |
| Interest-bearing deposits | 158,993,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,869,000 | USD | evidence → |
| Equity capital | 23,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,805,000 | USD | evidence → |
| Interest expense | 2,402,000 | USD | evidence → |
| Net interest income | 10,403,000 | USD | evidence → |
| Noninterest income | 925,000 | USD | evidence → |
| Noninterest expense | 7,916,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 3,074,000 | USD | evidence → |
| Income tax | 1,046,000 | USD | evidence → |
| Net income | 2,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,871,000 | USD | evidence → |
| Total capital | 25,617,000 | USD | evidence → |
| Risk-weighted assets | 137,906,000 | USD | evidence → |