Call report 2010Q4
CITIZENS SAVINGS BANK — 2010Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,787,000 | USD | evidence → |
| Total loans | 187,407,000 | USD | evidence → |
| Allowance for loan losses | 3,449,000 | USD | evidence → |
| Securities available for sale | 3,791,000 | USD | evidence → |
| Securities held to maturity | 893,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,010,000 | USD | evidence → |
| Interest-bearing deposits | 180,072,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,938,000 | USD | evidence → |
| Equity capital | 19,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,356,000 | USD | evidence → |
| Interest expense | 3,958,000 | USD | evidence → |
| Net interest income | 10,398,000 | USD | evidence → |
| Noninterest income | 1,263,000 | USD | evidence → |
| Noninterest expense | 8,143,000 | USD | evidence → |
| Provision for loan losses | 1,097,000 | USD | evidence → |
| Pretax income | 1,792,000 | USD | evidence → |
| Income tax | 609,000 | USD | evidence → |
| Net income | 1,183,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,797,000 | USD | evidence → |
| Total capital | 21,738,000 | USD | evidence → |
| Risk-weighted assets | 153,754,000 | USD | evidence → |