Call report 2006Q4
CITIZENS SAVINGS BANK — 2006Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,171,000 | USD | evidence → |
| Total loans | 132,758,000 | USD | evidence → |
| Allowance for loan losses | 1,525,000 | USD | evidence → |
| Securities available for sale | 22,514,000 | USD | evidence → |
| Securities held to maturity | 2,329,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,933,000 | USD | evidence → |
| Interest-bearing deposits | 137,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,885,000 | USD | evidence → |
| Equity capital | 15,288,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,049,000 | USD | evidence → |
| Interest expense | 4,242,000 | USD | evidence → |
| Net interest income | 6,807,000 | USD | evidence → |
| Noninterest income | 971,000 | USD | evidence → |
| Noninterest expense | 6,104,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 1,611,000 | USD | evidence → |
| Income tax | 513,000 | USD | evidence → |
| Net income | 1,098,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,401,000 | USD | evidence → |
| Total capital | 16,826,000 | USD | evidence → |
| Risk-weighted assets | 113,922,000 | USD | evidence → |