Call report 2002Q4
CITIZENS SAVINGS BANK — 2002Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,375,000 | USD | evidence → |
| Total loans | 103,360,000 | USD | evidence → |
| Allowance for loan losses | 1,000,000 | USD | evidence → |
| Securities available for sale | 2,480,000 | USD | evidence → |
| Securities held to maturity | 184,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,135,000 | USD | evidence → |
| Interest-bearing deposits | 112,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,411,000 | USD | evidence → |
| Equity capital | 11,758,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,040,000 | USD | evidence → |
| Interest expense | 4,280,000 | USD | evidence → |
| Net interest income | 4,760,000 | USD | evidence → |
| Noninterest income | 906,000 | USD | evidence → |
| Noninterest expense | 4,142,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 1,308,000 | USD | evidence → |
| Income tax | 447,000 | USD | evidence → |
| Net income | 861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,758,000 | USD | evidence → |
| Total capital | 12,758,000 | USD | evidence → |
| Risk-weighted assets | 85,003,000 | USD | evidence → |