Call reports 2025
FIRST BANK OF ALABAMA — 2025
What FIRST BANK OF ALABAMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,121,713,000 | 1,109,774,000 | 1,124,896,000 | 1,203,765,000 |
| Total loans | 702,263,000 | 703,374,000 | 735,822,000 | 718,251,000 |
| Allowance for loan losses | 8,061,000 | 7,649,000 | 9,281,000 | 9,446,000 |
| Securities available for sale | 228,815,000 | 224,969,000 | 234,906,000 | 253,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,026,476,000 | 1,016,268,000 | 997,584,000 | 1,077,553,000 |
| Interest-bearing deposits | 953,033,000 | 829,802,000 | 817,568,000 | 881,257,000 |
| Noninterest-bearing deposits | 73,443,000 | 186,466,000 | 180,016,000 | 196,296,000 |
| Equity capital | 80,577,000 | 79,829,000 | 91,440,000 | 94,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,734,000 | 31,465,000 | 47,390,000 | 63,558,000 |
| Interest expense | 5,329,000 | 10,882,000 | 16,270,000 | 21,203,000 |
| Net interest income | 10,405,000 | 20,583,000 | 31,120,000 | 42,355,000 |
| Noninterest income | 2,013,000 | 3,486,000 | 16,936,000 | 17,687,000 |
| Noninterest expense | 6,727,000 | 13,393,000 | 20,926,000 | 29,028,000 |
| Provision for loan losses | 375,000 | 975,000 | 2,732,000 | 4,332,000 |
| Pretax income | 5,369,000 | 9,347,000 | 24,105,000 | 26,149,000 |
| Income tax | 855,000 | 1,868,000 | 7,659,000 | 7,451,000 |
| Net income | 4,514,000 | 7,479,000 | 16,446,000 | 18,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,052,000 | 113,867,000 | 121,443,000 | 122,547,000 |
| Total capital | 120,455,000 | 121,952,000 | 131,049,000 | 132,403,000 |
| Risk-weighted assets | 846,779,000 | 848,597,000 | 888,157,000 | 878,327,000 |