Call reports 2022
FIRST BANK OF ALABAMA — 2022
What FIRST BANK OF ALABAMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 877,034,000 | 855,897,000 | 859,909,000 | 921,097,000 |
| Total loans | 535,756,000 | 549,617,000 | 588,235,000 | 608,028,000 |
| Allowance for loan losses | 6,470,000 | 7,142,000 | 7,484,000 | 6,704,000 |
| Securities available for sale | 227,861,000 | 215,738,000 | 186,537,000 | 191,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,168,000 | 788,910,000 | 783,134,000 | 859,921,000 |
| Interest-bearing deposits | 689,222,000 | 681,028,000 | 670,965,000 | 723,029,000 |
| Noninterest-bearing deposits | 102,946,000 | 107,882,000 | 112,169,000 | 136,892,000 |
| Equity capital | 78,149,000 | 61,318,000 | 53,172,000 | 56,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,544,000 | 17,457,000 | 27,322,000 | 38,202,000 |
| Interest expense | 731,000 | 1,573,000 | 2,787,000 | 4,733,000 |
| Net interest income | 7,813,000 | 15,884,000 | 24,535,000 | 33,469,000 |
| Noninterest income | 1,291,000 | 2,472,000 | 3,664,000 | 4,759,000 |
| Noninterest expense | 4,817,000 | 9,812,000 | 15,078,000 | 20,988,000 |
| Provision for loan losses | 268,000 | 839,000 | 1,405,000 | 1,422,000 |
| Pretax income | 4,019,000 | 7,705,000 | 11,633,000 | 15,111,000 |
| Income tax | 800,000 | 1,605,000 | 2,385,000 | 3,117,000 |
| Net income | 3,219,000 | 6,100,000 | 9,248,000 | 11,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,620,000 | 89,157,000 | 90,691,000 | 90,058,000 |
| Total capital | 95,090,000 | 96,299,000 | 98,175,000 | 96,762,000 |
| Risk-weighted assets | 618,615,000 | 631,503,000 | 672,450,000 | 699,755,000 |