Call reports 2021
FIRST BANK OF ALABAMA — 2021
What FIRST BANK OF ALABAMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 728,718,000 | 832,347,000 | 843,846,000 | 877,527,000 |
| Total loans | 444,463,000 | 486,589,000 | 493,606,000 | 512,462,000 |
| Allowance for loan losses | 5,336,000 | 5,598,000 | 5,855,000 | 6,154,000 |
| Securities available for sale | 196,884,000 | 230,961,000 | 220,573,000 | 249,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,248,000 | 730,400,000 | 741,774,000 | 775,172,000 |
| Interest-bearing deposits | 562,396,000 | 635,776,000 | 651,224,000 | 680,791,000 |
| Noninterest-bearing deposits | 79,852,000 | 94,624,000 | 90,550,000 | 94,381,000 |
| Equity capital | 81,297,000 | 95,205,000 | 96,513,000 | 95,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,347,000 | 15,342,000 | 23,307,000 | 31,541,000 |
| Interest expense | 822,000 | 1,676,000 | 2,505,000 | 3,295,000 |
| Net interest income | 6,525,000 | 13,666,000 | 20,802,000 | 28,246,000 |
| Noninterest income | 1,166,000 | 3,073,000 | 4,033,000 | 5,185,000 |
| Noninterest expense | 3,828,000 | 8,355,000 | 13,004,000 | 18,094,000 |
| Provision for loan losses | 225,000 | 450,000 | 688,000 | 966,000 |
| Pretax income | 3,747,000 | 8,043,000 | 11,569,000 | 14,797,000 |
| Income tax | 740,000 | 1,508,000 | 2,589,000 | 3,247,000 |
| Net income | 3,007,000 | 6,535,000 | 8,980,000 | 11,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,045,000 | 87,141,000 | 87,505,000 | 87,747,000 |
| Total capital | 81,381,000 | 92,739,000 | 93,360,000 | 93,901,000 |
| Risk-weighted assets | 499,438,000 | 543,179,000 | 562,535,000 | 582,084,000 |