Call reports 2020
FIRST BANK OF ALABAMA — 2020
What FIRST BANK OF ALABAMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 587,667,000 | 646,698,000 | 683,757,000 | 719,747,000 |
| Total loans | 369,327,000 | 416,200,000 | 411,664,000 | 418,012,000 |
| Allowance for loan losses | 4,216,000 | 3,668,000 | 4,494,000 | 5,295,000 |
| Securities available for sale | 131,871,000 | 145,666,000 | 171,839,000 | 189,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,291,000 | 556,066,000 | 590,274,000 | 626,619,000 |
| Interest-bearing deposits | 376,851,000 | 418,355,000 | 449,884,000 | 491,790,000 |
| Noninterest-bearing deposits | 127,440,000 | 137,711,000 | 140,390,000 | 134,829,000 |
| Equity capital | 76,835,000 | 82,686,000 | 85,640,000 | 84,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,651,000 | 13,509,000 | 20,987,000 | 28,123,000 |
| Interest expense | 1,064,000 | 2,088,000 | 3,048,000 | 3,974,000 |
| Net interest income | 5,587,000 | 11,421,000 | 17,939,000 | 24,149,000 |
| Noninterest income | 728,000 | 1,503,000 | 2,277,000 | 3,068,000 |
| Noninterest expense | 3,591,000 | 7,086,000 | 10,670,000 | 14,269,000 |
| Provision for loan losses | 725,000 | 1,385,000 | 2,185,000 | 2,905,000 |
| Pretax income | 2,217,000 | 4,741,000 | 7,649,000 | 10,755,000 |
| Income tax | 510,000 | 1,020,000 | 1,680,000 | 2,190,000 |
| Net income | 1,707,000 | 3,721,000 | 5,969,000 | 8,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,388,000 | 73,716,000 | 75,277,000 | 74,188,000 |
| Total capital | 76,604,000 | 77,384,000 | 79,771,000 | 79,483,000 |
| Risk-weighted assets | 406,251,000 | 453,531,000 | 451,906,000 | 473,658,000 |