Call reports 2019
FIRST BANK OF ALABAMA — 2019
What FIRST BANK OF ALABAMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 548,633,000 | 552,910,000 | 559,092,000 | 578,156,000 |
| Total loans | 350,010,000 | 355,928,000 | 361,313,000 | 369,077,000 |
| Allowance for loan losses | 3,489,000 | 3,595,000 | 3,857,000 | 3,773,000 |
| Securities available for sale | 132,543,000 | 127,009,000 | 122,714,000 | 129,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,646,000 | 471,292,000 | 474,937,000 | 492,718,000 |
| Interest-bearing deposits | 366,122,000 | 359,863,000 | 361,284,000 | 359,688,000 |
| Noninterest-bearing deposits | 103,524,000 | 111,429,000 | 113,653,000 | 133,030,000 |
| Equity capital | 73,000,000 | 75,507,000 | 77,944,000 | 78,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,277,000 | 12,661,000 | 19,248,000 | 25,834,000 |
| Interest expense | 795,000 | 1,748,000 | 2,736,000 | 3,749,000 |
| Net interest income | 5,482,000 | 10,913,000 | 16,512,000 | 22,085,000 |
| Noninterest income | 634,000 | 1,314,000 | 2,078,000 | 2,878,000 |
| Noninterest expense | 3,236,000 | 6,526,000 | 9,866,000 | 13,357,000 |
| Provision for loan losses | 225,000 | 550,000 | 775,000 | 1,150,000 |
| Pretax income | 2,655,000 | 5,265,000 | 8,081,000 | 10,588,000 |
| Income tax | 510,000 | 1,040,000 | 1,550,000 | 2,045,000 |
| Net income | 2,145,000 | 4,225,000 | 6,531,000 | 8,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,030,000 | 68,422,000 | 70,041,000 | 71,367,000 |
| Total capital | 70,519,000 | 72,017,000 | 73,898,000 | 75,140,000 |
| Risk-weighted assets | 375,944,000 | 378,974,000 | 382,306,000 | 392,844,000 |