Call reports 2018
FIRST BANK OF ALABAMA — 2018
What FIRST BANK OF ALABAMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 533,022,000 | 520,946,000 | 526,131,000 | 535,224,000 |
| Total loans | 312,329,000 | 320,118,000 | 328,101,000 | 337,757,000 |
| Allowance for loan losses | 2,675,000 | 2,853,000 | 2,978,000 | 3,441,000 |
| Securities available for sale | 164,147,000 | 144,216,000 | 139,606,000 | 125,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,849,000 | 447,327,000 | 436,959,000 | 458,890,000 |
| Interest-bearing deposits | 351,828,000 | 350,883,000 | 341,934,000 | 346,336,000 |
| Noninterest-bearing deposits | 93,021,000 | 96,444,000 | 95,025,000 | 112,554,000 |
| Equity capital | 80,754,000 | 67,065,000 | 67,506,000 | 69,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,765,000 | 11,536,000 | 17,550,000 | 23,602,000 |
| Interest expense | 520,000 | 1,071,000 | 1,714,000 | 2,474,000 |
| Net interest income | 5,245,000 | 10,465,000 | 15,836,000 | 21,128,000 |
| Noninterest income | 636,000 | 1,291,000 | 1,916,000 | 2,633,000 |
| Noninterest expense | 2,884,000 | 5,795,000 | 8,783,000 | 12,152,000 |
| Provision for loan losses | 240,000 | 465,000 | 765,000 | 1,315,000 |
| Pretax income | 2,757,000 | 5,397,000 | 8,105,000 | 10,061,000 |
| Income tax | 658,000 | 1,117,000 | 1,575,000 | 1,839,000 |
| Net income | 2,099,000 | 4,280,000 | 6,530,000 | 8,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,371,000 | 62,601,000 | 64,167,000 | 65,470,000 |
| Total capital | 79,046,000 | 65,454,000 | 67,145,000 | 68,911,000 |
| Risk-weighted assets | 352,342,000 | 350,998,000 | 358,089,000 | 364,819,000 |