Call reports 2017
FIRST BANK OF ALABAMA — 2017
What FIRST BANK OF ALABAMA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 399,842,000 | 404,159,000 | 405,884,000 | 554,390,000 |
| Total loans | 202,199,000 | 212,615,000 | 218,512,000 | 306,350,000 |
| Allowance for loan losses | 2,365,000 | 2,459,000 | 2,527,000 | 2,551,000 |
| Securities available for sale | 161,782,000 | 161,242,000 | 155,927,000 | 162,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,841,000 | 333,584,000 | 325,864,000 | 464,810,000 |
| Interest-bearing deposits | 279,174,000 | 278,497,000 | 273,797,000 | 348,317,000 |
| Noninterest-bearing deposits | 56,667,000 | 55,087,000 | 52,067,000 | 116,493,000 |
| Equity capital | 60,656,000 | 62,961,000 | 62,199,000 | 81,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,025,000 | 8,111,000 | 12,267,000 | 17,908,000 |
| Interest expense | 366,000 | 742,000 | 1,161,000 | 1,701,000 |
| Net interest income | 3,659,000 | 7,369,000 | 11,106,000 | 16,207,000 |
| Noninterest income | 392,000 | 838,000 | 1,264,000 | 1,906,000 |
| Noninterest expense | 1,683,000 | 3,447,000 | 5,468,000 | 8,907,000 |
| Provision for loan losses | 151,000 | 241,000 | 331,000 | 421,000 |
| Pretax income | 2,217,000 | 4,519,000 | 6,571,000 | 9,324,000 |
| Income tax | 417,000 | 1,012,000 | 1,611,000 | 2,531,000 |
| Net income | 1,800,000 | 3,507,000 | 4,960,000 | 6,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,774,000 | 61,725,000 | 61,165,000 | 75,877,000 |
| Total capital | 63,139,000 | 64,184,000 | 63,692,000 | 78,428,000 |
| Risk-weighted assets | 248,017,000 | 254,407,000 | 256,650,000 | 341,894,000 |