Call reports 2016
FIRST BANK OF ALABAMA — 2016
What FIRST BANK OF ALABAMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 388,069,000 | 389,791,000 | 383,636,000 | 405,005,000 |
| Total loans | 171,830,000 | 182,636,000 | 185,426,000 | 199,617,000 |
| Allowance for loan losses | 2,159,000 | 2,060,000 | 2,045,000 | 2,192,000 |
| Securities available for sale | 177,796,000 | 164,382,000 | 167,728,000 | 163,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,939,000 | 324,442,000 | 317,869,000 | 342,735,000 |
| Interest-bearing deposits | 275,815,000 | 272,447,000 | 264,763,000 | 275,037,000 |
| Noninterest-bearing deposits | 49,124,000 | 51,995,000 | 53,106,000 | 67,698,000 |
| Equity capital | 59,714,000 | 61,903,000 | 62,146,000 | 58,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,721,000 | 7,583,000 | 11,369,000 | 15,195,000 |
| Interest expense | 594,000 | 967,000 | 1,339,000 | 1,714,000 |
| Net interest income | 3,127,000 | 6,616,000 | 10,030,000 | 13,481,000 |
| Noninterest income | 382,000 | 754,000 | 1,136,000 | 1,398,000 |
| Noninterest expense | 2,830,000 | 4,573,000 | 6,344,000 | 8,252,000 |
| Provision for loan losses | 0 | 60,000 | 150,000 | 330,000 |
| Pretax income | 1,832,000 | 3,890,000 | 5,825,000 | 7,450,000 |
| Income tax | 318,000 | 660,000 | 1,011,000 | 1,392,000 |
| Net income | 1,514,000 | 3,230,000 | 4,814,000 | 6,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,378,000 | 58,363,000 | 59,216,000 | 59,729,000 |
| Total capital | 59,598,000 | 60,484,000 | 61,322,000 | 61,982,000 |
| Risk-weighted assets | 221,434,000 | 229,504,000 | 234,568,000 | 246,946,000 |