Call reports 2015
FIRST BANK OF ALABAMA — 2015
What FIRST BANK OF ALABAMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 402,703,000 | 400,333,000 | 406,705,000 | 417,917,000 |
| Total loans | 157,333,000 | 164,182,000 | 171,705,000 | 169,624,000 |
| Allowance for loan losses | 2,208,000 | 2,136,000 | 2,155,000 | 2,152,000 |
| Securities available for sale | 215,183,000 | 205,959,000 | 203,486,000 | 197,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,949,000 | 310,314,000 | 314,666,000 | 325,382,000 |
| Interest-bearing deposits | 261,902,000 | 259,476,000 | 258,893,000 | 278,277,000 |
| Noninterest-bearing deposits | 50,047,000 | 50,838,000 | 55,773,000 | 47,105,000 |
| Equity capital | 57,393,000 | 56,477,000 | 58,445,000 | 58,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,727,000 | 7,623,000 | 11,530,000 | 15,298,000 |
| Interest expense | 674,000 | 1,342,000 | 2,016,000 | 2,648,000 |
| Net interest income | 3,053,000 | 6,281,000 | 9,514,000 | 12,650,000 |
| Noninterest income | 397,000 | 747,000 | 1,216,000 | 1,649,000 |
| Noninterest expense | 1,859,000 | 3,639,000 | 5,391,000 | 7,293,000 |
| Provision for loan losses | 50,000 | 162,000 | 223,000 | 223,000 |
| Pretax income | 1,541,000 | 3,365,000 | 5,254,000 | 6,921,000 |
| Income tax | 219,000 | 517,000 | 849,000 | 1,286,000 |
| Net income | 1,322,000 | 2,848,000 | 4,405,000 | 5,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,281,000 | 55,125,000 | 55,999,000 | 56,547,000 |
| Total capital | 56,550,000 | 57,322,000 | 58,215,000 | 58,760,000 |
| Risk-weighted assets | 221,517,000 | 225,254,000 | 227,552,000 | 226,460,000 |