Call reports 2014
FIRST BANK OF ALABAMA — 2014
What FIRST BANK OF ALABAMA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 393,550,000 | 389,601,000 | 388,938,000 | 408,836,000 |
| Total loans | 143,118,000 | 145,748,000 | 146,334,000 | 154,225,000 |
| Allowance for loan losses | 2,770,000 | 2,994,000 | 2,258,000 | 2,093,000 |
| Securities available for sale | 209,418,000 | 212,630,000 | 205,736,000 | 206,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,244,000 | 300,301,000 | 300,492,000 | 319,675,000 |
| Interest-bearing deposits | 258,369,000 | 252,536,000 | 246,155,000 | 271,181,000 |
| Noninterest-bearing deposits | 49,875,000 | 47,765,000 | 54,337,000 | 48,494,000 |
| Equity capital | 52,038,000 | 54,268,000 | 55,066,000 | 55,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,566,000 | 7,123,000 | 10,766,000 | 14,405,000 |
| Interest expense | 717,000 | 1,416,000 | 2,116,000 | 2,821,000 |
| Net interest income | 2,849,000 | 5,707,000 | 8,650,000 | 11,584,000 |
| Noninterest income | 377,000 | 786,000 | 1,211,000 | 1,575,000 |
| Noninterest expense | 1,765,000 | 3,463,000 | 5,298,000 | 7,184,000 |
| Provision for loan losses | 0 | 289,000 | 539,000 | 689,000 |
| Pretax income | 1,461,000 | 2,741,000 | 4,116,000 | 5,378,000 |
| Income tax | 189,000 | 378,000 | 601,000 | 836,000 |
| Net income | 1,272,000 | 2,363,000 | 3,515,000 | 4,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,078,000 | 52,681,000 | 53,297,000 | 53,642,000 |
| Total capital | 54,696,000 | 55,311,000 | 55,616,000 | 55,796,000 |
| Risk-weighted assets | 209,107,000 | 209,972,000 | 210,214,000 | 217,893,000 |