Call reports 2013
FIRST BANK OF ALABAMA — 2013
What FIRST BANK OF ALABAMA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 408,041,000 | 393,364,000 | 384,690,000 | 404,986,000 |
| Total loans | 145,480,000 | 145,870,000 | 144,515,000 | 146,097,000 |
| Allowance for loan losses | 4,039,000 | 4,045,000 | 4,062,000 | 3,040,000 |
| Securities available for sale | 179,679,000 | 206,838,000 | 206,649,000 | 205,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,644,000 | 311,987,000 | 301,732,000 | 322,110,000 |
| Interest-bearing deposits | 273,535,000 | 269,437,000 | 258,348,000 | 278,631,000 |
| Noninterest-bearing deposits | 48,109,000 | 42,550,000 | 43,384,000 | 43,479,000 |
| Equity capital | 52,705,000 | 48,882,000 | 50,365,000 | 49,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,625,000 | 7,113,000 | 10,682,000 | 14,210,000 |
| Interest expense | 924,000 | 1,772,000 | 2,580,000 | 3,326,000 |
| Net interest income | 2,701,000 | 5,341,000 | 8,102,000 | 10,884,000 |
| Noninterest income | 222,000 | 481,000 | 868,000 | 1,116,000 |
| Noninterest expense | 1,674,000 | 3,337,000 | 5,007,000 | 6,893,000 |
| Provision for loan losses | 2,500,000 | 2,500,000 | 2,725,000 | 3,013,000 |
| Pretax income | -225,000 | 1,011,000 | 2,264,000 | 3,120,000 |
| Income tax | 135,000 | 255,000 | 350,000 | 395,000 |
| Net income | -360,000 | 756,000 | 1,914,000 | 2,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,993,000 | 49,897,000 | 50,843,000 | 51,230,000 |
| Total capital | 51,523,000 | 52,561,000 | 53,468,000 | 53,886,000 |
| Risk-weighted assets | 200,911,000 | 211,729,000 | 208,357,000 | 211,884,000 |