Call reports 2012
FIRST BANK OF ALABAMA — 2012
What FIRST BANK OF ALABAMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 416,561,000 | 409,823,000 | 407,146,000 | 416,787,000 |
| Total loans | 168,053,000 | 160,845,000 | 157,546,000 | 150,971,000 |
| Allowance for loan losses | 4,451,000 | 3,090,000 | 3,069,000 | 3,031,000 |
| Securities available for sale | 167,907,000 | 153,166,000 | 160,740,000 | 163,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,549,000 | 322,661,000 | 318,431,000 | 328,279,000 |
| Interest-bearing deposits | 284,738,000 | 279,356,000 | 274,060,000 | 282,420,000 |
| Noninterest-bearing deposits | 45,811,000 | 43,305,000 | 44,371,000 | 45,859,000 |
| Equity capital | 51,278,000 | 52,745,000 | 53,691,000 | 54,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,323,000 | 8,199,000 | 12,042,000 | 15,695,000 |
| Interest expense | 1,184,000 | 2,285,000 | 3,345,000 | 4,363,000 |
| Net interest income | 3,139,000 | 5,914,000 | 8,697,000 | 11,332,000 |
| Noninterest income | 418,000 | 897,000 | 1,363,000 | 1,872,000 |
| Noninterest expense | 1,519,000 | 3,155,000 | 4,994,000 | 6,761,000 |
| Provision for loan losses | 1,950,000 | 3,050,000 | 3,500,000 | 4,150,000 |
| Pretax income | 88,000 | 1,788,000 | 2,748,000 | 3,475,000 |
| Income tax | 399,000 | 798,000 | 1,047,000 | 606,000 |
| Net income | -311,000 | 990,000 | 1,701,000 | 2,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,833,000 | 48,134,000 | 48,636,000 | 49,565,000 |
| Total capital | 50,581,000 | 51,224,000 | 51,705,000 | 52,596,000 |
| Risk-weighted assets | 299,099,000 | 277,587,000 | 276,603,000 | 271,213,000 |