Call reports 2011
FIRST BANK OF ALABAMA — 2011
What FIRST BANK OF ALABAMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 417,400,000 | 411,016,000 | 400,543,000 | 420,864,000 |
| Total loans | 170,579,000 | 173,364,000 | 178,617,000 | 177,716,000 |
| Allowance for loan losses | 2,614,000 | 2,828,000 | 3,457,000 | 2,868,000 |
| Securities available for sale | 189,978,000 | 170,679,000 | 156,125,000 | 161,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,232,000 | 330,543,000 | 315,524,000 | 334,833,000 |
| Interest-bearing deposits | 297,885,000 | 291,581,000 | 275,516,000 | 292,206,000 |
| Noninterest-bearing deposits | 41,347,000 | 38,962,000 | 40,008,000 | 42,627,000 |
| Equity capital | 44,755,000 | 46,993,000 | 50,490,000 | 51,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,980,000 | 9,944,000 | 14,568,000 | 18,741,000 |
| Interest expense | 1,453,000 | 2,846,000 | 4,083,000 | 5,294,000 |
| Net interest income | 3,527,000 | 7,098,000 | 10,485,000 | 13,447,000 |
| Noninterest income | 306,000 | 720,000 | 1,163,000 | 1,563,000 |
| Noninterest expense | 1,592,000 | 3,171,000 | 4,692,000 | 6,241,000 |
| Provision for loan losses | 1,030,000 | 3,955,000 | 4,495,000 | 5,235,000 |
| Pretax income | 1,211,000 | 1,736,000 | 4,250,000 | 5,323,000 |
| Income tax | 411,000 | 822,000 | 1,045,000 | 1,081,000 |
| Net income | 800,000 | 914,000 | 3,205,000 | 4,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,550,000 | 44,452,000 | 46,531,000 | 47,356,000 |
| Total capital | 47,164,000 | 47,280,000 | 49,988,000 | 50,224,000 |
| Risk-weighted assets | 326,067,000 | 313,934,000 | 306,335,000 | 308,073,000 |