Call reports 2010
FIRST BANK OF ALABAMA — 2010
What FIRST BANK OF ALABAMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 393,766,000 | 393,032,000 | 405,342,000 | 412,963,000 |
| Total loans | 167,399,000 | 174,585,000 | 172,046,000 | 169,836,000 |
| Allowance for loan losses | 1,298,000 | 1,511,000 | 1,718,000 | 1,696,000 |
| Securities available for sale | 180,597,000 | 177,853,000 | 179,276,000 | 179,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,923,000 | 314,771,000 | 323,416,000 | 337,027,000 |
| Interest-bearing deposits | 281,167,000 | 278,770,000 | 284,715,000 | 300,046,000 |
| Noninterest-bearing deposits | 36,756,000 | 36,001,000 | 38,701,000 | 36,981,000 |
| Equity capital | 42,803,000 | 44,695,000 | 47,256,000 | 43,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,798,000 | 9,726,000 | 14,762,000 | 19,707,000 |
| Interest expense | 1,594,000 | 3,211,000 | 4,811,000 | 6,342,000 |
| Net interest income | 3,204,000 | 6,515,000 | 9,951,000 | 13,365,000 |
| Noninterest income | 429,000 | 865,000 | 1,206,000 | 1,555,000 |
| Noninterest expense | 1,486,000 | 2,976,000 | 4,515,000 | 6,120,000 |
| Provision for loan losses | 330,000 | 840,000 | 1,140,000 | 1,420,000 |
| Pretax income | 1,817,000 | 3,564,000 | 5,522,000 | 7,400,000 |
| Income tax | 408,000 | 817,000 | 1,228,000 | 1,612,000 |
| Net income | 1,409,000 | 2,747,000 | 4,294,000 | 5,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,004,000 | 42,684,000 | 43,572,000 | 44,409,000 |
| Total capital | 43,302,000 | 44,195,000 | 45,290,000 | 46,105,000 |
| Risk-weighted assets | 296,182,000 | 307,876,000 | 310,323,000 | 322,154,000 |