Call reports 2009
FIRST BANK OF ALABAMA — 2009
What FIRST BANK OF ALABAMA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 355,407,000 | 362,466,000 | 368,891,000 | 386,670,000 |
| Total loans | 156,715,000 | 165,135,000 | 164,865,000 | 164,187,000 |
| Allowance for loan losses | 1,481,000 | 1,704,000 | 1,502,000 | 1,427,000 |
| Securities available for sale | 152,048,000 | 154,055,000 | 170,797,000 | 176,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,659,000 | 290,113,000 | 291,587,000 | 311,646,000 |
| Interest-bearing deposits | 252,020,000 | 257,450,000 | 259,185,000 | 278,913,000 |
| Noninterest-bearing deposits | 30,639,000 | 32,663,000 | 32,402,000 | 32,733,000 |
| Equity capital | 39,285,000 | 39,180,000 | 43,236,000 | 41,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,006,000 | 9,766,000 | 14,468,000 | 19,256,000 |
| Interest expense | 1,883,000 | 3,747,000 | 5,575,000 | 7,249,000 |
| Net interest income | 3,123,000 | 6,019,000 | 8,893,000 | 12,007,000 |
| Noninterest income | 475,000 | 843,000 | 1,442,000 | 1,903,000 |
| Noninterest expense | 1,429,000 | 3,016,000 | 4,479,000 | 6,028,000 |
| Provision for loan losses | 150,000 | 300,000 | 520,000 | 820,000 |
| Pretax income | 2,019,000 | 3,546,000 | 5,336,000 | 7,062,000 |
| Income tax | 348,000 | 696,000 | 1,044,000 | 1,610,000 |
| Net income | 1,671,000 | 2,850,000 | 4,292,000 | 5,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,446,000 | 39,967,000 | 40,751,000 | 41,253,000 |
| Total capital | 40,927,000 | 41,671,000 | 42,253,000 | 42,680,000 |
| Risk-weighted assets | 245,907,000 | 266,722,000 | 271,646,000 | 289,987,000 |