Call reports 2007
FIRST BANK OF ALABAMA — 2007
What FIRST BANK OF ALABAMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 305,526,000 | 302,288,000 | 306,269,000 | 322,303,000 |
| Total loans | 129,451,000 | 130,218,000 | 133,449,000 | 135,952,000 |
| Allowance for loan losses | 1,275,000 | 1,334,000 | 1,350,000 | 1,360,000 |
| Securities available for sale | 104,723,000 | 137,374,000 | 141,979,000 | 149,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 32,626,000 | 0 | 0 | 0 |
| Total deposits | 227,945,000 | 233,239,000 | 242,770,000 | 252,146,000 |
| Interest-bearing deposits | 199,015,000 | 202,998,000 | 212,753,000 | 223,763,000 |
| Noninterest-bearing deposits | 28,930,000 | 30,241,000 | 30,017,000 | 28,383,000 |
| Equity capital | 34,785,000 | 33,444,000 | 35,196,000 | 37,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,246,000 | 8,750,000 | 13,301,000 | 17,843,000 |
| Interest expense | 2,172,000 | 4,386,000 | 6,631,000 | 8,931,000 |
| Net interest income | 2,074,000 | 4,364,000 | 6,670,000 | 8,912,000 |
| Noninterest income | 525,000 | 554,000 | 909,000 | 1,288,000 |
| Noninterest expense | 1,131,000 | 2,289,000 | 3,511,000 | 5,027,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 1,438,000 | 2,569,000 | 3,978,000 | 4,203,000 |
| Income tax | 399,000 | 747,000 | 1,095,000 | 478,000 |
| Net income | 1,039,000 | 1,822,000 | 2,883,000 | 3,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,675,000 | 34,800,000 | 35,203,000 | 35,955,000 |
| Total capital | 35,950,000 | 36,134,000 | 36,553,000 | 37,315,000 |
| Risk-weighted assets | 207,435,000 | 210,857,000 | 214,783,000 | 219,428,000 |