Call reports 2006
FIRST BANK OF ALABAMA — 2006
What FIRST BANK OF ALABAMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 262,185,000 | 265,203,000 | 278,731,000 | 293,543,000 |
| Total loans | 111,550,000 | 116,977,000 | 121,207,000 | 122,536,000 |
| Allowance for loan losses | 1,485,000 | 1,526,000 | 1,498,000 | 1,275,000 |
| Securities available for sale | 120,321,000 | 121,708,000 | 130,644,000 | 133,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,287,000 | 200,783,000 | 201,956,000 | 216,685,000 |
| Interest-bearing deposits | 168,936,000 | 170,760,000 | 173,964,000 | 187,721,000 |
| Noninterest-bearing deposits | 28,351,000 | 30,023,000 | 27,992,000 | 28,964,000 |
| Equity capital | 32,576,000 | 31,666,000 | 33,936,000 | 34,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,625,000 | 7,429,000 | 11,415,000 | 15,453,000 |
| Interest expense | 1,373,000 | 2,915,000 | 4,706,000 | 6,711,000 |
| Net interest income | 2,252,000 | 4,514,000 | 6,709,000 | 8,742,000 |
| Noninterest income | 394,000 | 757,000 | 1,105,000 | 1,537,000 |
| Noninterest expense | 1,186,000 | 2,348,000 | 3,502,000 | 4,821,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 115,000 |
| Pretax income | 1,479,000 | 2,912,000 | 4,271,000 | 5,407,000 |
| Income tax | 390,000 | 783,000 | 1,176,000 | 1,270,000 |
| Net income | 1,089,000 | 2,129,000 | 3,095,000 | 4,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,691,000 | 34,098,000 | 34,430,000 | 34,838,000 |
| Total capital | 35,176,000 | 35,624,000 | 35,928,000 | 36,113,000 |
| Risk-weighted assets | 184,704,000 | 190,949,000 | 195,406,000 | 199,528,000 |