Call reports 2003
FIRST BANK OF ALABAMA — 2003
What FIRST BANK OF ALABAMA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 242,051,000 | 248,261,000 | 245,190,000 | 244,535,000 |
| Total loans | 105,084,000 | 108,076,000 | 107,151,000 | 106,504,000 |
| Allowance for loan losses | 1,086,000 | 1,114,000 | 1,004,000 | 1,007,000 |
| Securities available for sale | 97,321,000 | 104,535,000 | 101,744,000 | 106,374,000 |
| Securities held to maturity | 18,630,000 | 17,414,000 | 16,576,000 | 16,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,866,000 | 193,687,000 | 193,005,000 | 192,089,000 |
| Interest-bearing deposits | 168,687,000 | 170,582,000 | 160,887,000 | 171,323,000 |
| Noninterest-bearing deposits | 21,179,000 | 23,105,000 | 32,118,000 | 20,766,000 |
| Equity capital | 29,240,000 | 30,676,000 | 29,782,000 | 30,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,491,000 | 6,896,000 | 10,222,000 | 13,825,000 |
| Interest expense | 1,221,000 | 2,404,000 | 3,460,000 | 4,461,000 |
| Net interest income | 2,270,000 | 4,492,000 | 6,762,000 | 9,364,000 |
| Noninterest income | 389,000 | 791,000 | 1,178,000 | 1,564,000 |
| Noninterest expense | 1,031,000 | 2,038,000 | 3,069,000 | 4,176,000 |
| Provision for loan losses | 160,000 | 310,000 | 460,000 | 820,000 |
| Pretax income | 1,468,000 | 2,936,000 | 4,412,000 | 5,933,000 |
| Income tax | 397,000 | 876,000 | 1,326,000 | 1,697,000 |
| Net income | 1,071,000 | 2,060,000 | 3,086,000 | 4,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,552,000 | 27,956,000 | 28,397,000 | 28,962,000 |
| Total capital | 28,638,000 | 29,070,000 | 29,401,000 | 29,969,000 |
| Risk-weighted assets | 166,683,000 | 171,340,000 | 171,059,000 | 174,821,000 |