Call reports 2002
FIRST BANK OF ALABAMA — 2002
What FIRST BANK OF ALABAMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,753,000 | 220,650,000 | 233,761,000 | 237,566,000 |
| Total loans | 101,543,000 | 104,657,000 | 104,648,000 | 103,699,000 |
| Allowance for loan losses | 996,000 | 1,138,000 | 1,252,000 | 971,000 |
| Securities available for sale | 82,863,000 | 79,811,000 | 85,826,000 | 93,652,000 |
| Securities held to maturity | 21,997,000 | 21,738,000 | 18,670,000 | 19,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,489,000 | 180,359,000 | 180,452,000 | 185,077,000 |
| Interest-bearing deposits | 159,319,000 | 159,639,000 | 154,289,000 | 164,438,000 |
| Noninterest-bearing deposits | 21,170,000 | 20,720,000 | 26,163,000 | 20,639,000 |
| Equity capital | 26,056,000 | 28,092,000 | 28,663,000 | 28,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,610,000 | 7,333,000 | 10,842,000 | 14,449,000 |
| Interest expense | 1,448,000 | 2,750,000 | 3,988,000 | 5,287,000 |
| Net interest income | 2,162,000 | 4,583,000 | 6,854,000 | 9,162,000 |
| Noninterest income | 308,000 | 601,000 | 954,000 | 1,269,000 |
| Noninterest expense | 989,000 | 1,968,000 | 2,891,000 | 3,856,000 |
| Provision for loan losses | 75,000 | 260,000 | 435,000 | 625,000 |
| Pretax income | 1,429,000 | 2,996,000 | 4,547,000 | 6,015,000 |
| Income tax | 368,000 | 736,000 | 1,162,000 | 1,634,000 |
| Net income | 1,061,000 | 2,260,000 | 3,385,000 | 4,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,281,000 | 26,992,000 | 26,655,000 | 27,066,000 |
| Total capital | 27,277,000 | 28,130,000 | 27,907,000 | 28,037,000 |
| Risk-weighted assets | 151,135,000 | 153,148,000 | 153,501,000 | 163,507,000 |