Call reports 2001
FIRST BANK OF ALABAMA — 2001
What FIRST BANK OF ALABAMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 195,501,000 | 200,314,000 | 205,273,000 | 207,815,000 |
| Total loans | 94,321,000 | 96,510,000 | 97,508,000 | 96,738,000 |
| Allowance for loan losses | 830,000 | 829,000 | 965,000 | 963,000 |
| Securities available for sale | 60,796,000 | 66,112,000 | 67,187,000 | 72,412,000 |
| Securities held to maturity | 19,970,000 | 20,339,000 | 20,730,000 | 22,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,246,000 | 163,047,000 | 166,556,000 | 170,437,000 |
| Interest-bearing deposits | 137,850,000 | 143,334,000 | 140,547,000 | 149,425,000 |
| Noninterest-bearing deposits | 20,396,000 | 19,713,000 | 26,009,000 | 21,012,000 |
| Equity capital | 25,317,000 | 24,828,000 | 26,025,000 | 25,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,572,000 | 7,207,000 | 10,902,000 | 14,539,000 |
| Interest expense | 1,826,000 | 3,639,000 | 5,426,000 | 7,079,000 |
| Net interest income | 1,746,000 | 3,568,000 | 5,476,000 | 7,460,000 |
| Noninterest income | 281,000 | 593,000 | 869,000 | 1,140,000 |
| Noninterest expense | 891,000 | 1,772,000 | 2,702,000 | 3,601,000 |
| Provision for loan losses | 45,000 | 90,000 | 354,000 | 424,000 |
| Pretax income | 1,094,000 | 2,311,000 | 3,305,000 | 4,616,000 |
| Income tax | 312,000 | 594,000 | 888,000 | 1,197,000 |
| Net income | 782,000 | 1,717,000 | 2,417,000 | 3,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,922,000 | 24,846,000 | 25,144,000 | 25,658,000 |
| Total capital | 25,752,000 | 25,675,000 | 26,109,000 | 26,621,000 |
| Risk-weighted assets | 140,605,000 | 145,796,000 | 146,403,000 | 145,050,000 |