Call reports 2002
ONTARIO NATIONAL BANK — 2002
What ONTARIO NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 90,500,000 | 91,297,000 | 96,243,000 | 97,576,000 |
| Total loans | 57,215,000 | 56,202,000 | 63,943,000 | 63,343,000 |
| Allowance for loan losses | 548,000 | 559,000 | 597,000 | 604,000 |
| Securities available for sale | 22,184,000 | 23,594,000 | 19,408,000 | 16,845,000 |
| Securities held to maturity | 1,076,000 | 985,000 | 920,000 | 910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,826,000 | 70,464,000 | 73,171,000 | 74,583,000 |
| Interest-bearing deposits | 57,680,000 | 58,248,000 | 58,221,000 | 60,683,000 |
| Noninterest-bearing deposits | 12,146,000 | 12,216,000 | 14,950,000 | 13,900,000 |
| Equity capital | 7,415,000 | 7,521,000 | 7,842,000 | 7,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,741,000 | 4,152,000 | 5,664,000 |
| Interest expense | 480,000 | 950,000 | 1,402,000 | 1,837,000 |
| Net interest income | 912,000 | 1,791,000 | 2,750,000 | 3,827,000 |
| Noninterest income | 135,000 | 282,000 | 451,000 | 611,000 |
| Noninterest expense | 738,000 | 1,460,000 | 2,220,000 | 3,062,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 165,000 |
| Pretax income | 279,000 | 553,000 | 891,000 | 1,211,000 |
| Income tax | 80,000 | 163,000 | 272,000 | 376,000 |
| Net income | 199,000 | 390,000 | 619,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,242,000 | 7,264,000 | 7,533,000 | 7,804,000 |
| Total capital | 7,790,000 | 7,823,000 | 8,130,000 | 8,408,000 |
| Risk-weighted assets | 56,973,000 | 57,077,000 | 62,451,000 | 63,315,000 |