Call reports 2001
ONTARIO NATIONAL BANK — 2001
What ONTARIO NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,267,000 | 87,345,000 | 87,075,000 | 89,041,000 |
| Total loans | 59,104,000 | 59,977,000 | 58,726,000 | 58,808,000 |
| Allowance for loan losses | 476,000 | 495,000 | 500,000 | 537,000 |
| Securities available for sale | 14,557,000 | 15,880,000 | 18,159,000 | 21,582,000 |
| Securities held to maturity | 1,275,000 | 1,182,000 | 1,116,000 | 1,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,955,000 | 68,948,000 | 69,752,000 | 70,356,000 |
| Interest-bearing deposits | 54,975,000 | 57,696,000 | 57,414,000 | 57,325,000 |
| Noninterest-bearing deposits | 10,980,000 | 11,252,000 | 12,338,000 | 13,031,000 |
| Equity capital | 6,842,000 | 6,943,000 | 7,052,000 | 7,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,171,000 | 4,707,000 | 6,207,000 |
| Interest expense | 790,000 | 1,510,000 | 2,168,000 | 2,718,000 |
| Net interest income | 814,000 | 1,661,000 | 2,539,000 | 3,489,000 |
| Noninterest income | 101,000 | 215,000 | 350,000 | 500,000 |
| Noninterest expense | 595,000 | 1,269,000 | 1,935,000 | 2,674,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 287,000 | 541,000 | 855,000 | 1,183,000 |
| Income tax | 93,000 | 169,000 | 267,000 | 378,000 |
| Net income | 194,000 | 372,000 | 588,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,722,000 | 6,817,000 | 7,029,000 | 7,150,000 |
| Total capital | 7,204,000 | 7,313,000 | 7,529,000 | 7,687,000 |
| Risk-weighted assets | 53,997,000 | 54,432,000 | 54,174,000 | 56,683,000 |