Call reports 2019
MENNO STATE BANK — 2019
What MENNO STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 35,571,000 | 34,246,000 |
| Total loans | 25,302,000 | 26,720,000 |
| Allowance for loan losses | 277,000 | 277,000 |
| Securities available for sale | 2,130,000 | 1,973,000 |
| Securities held to maturity | 2,612,000 | 2,364,000 |
| Trading assets | 0 | 0 |
| Total deposits | 30,966,000 | 30,252,000 |
| Interest-bearing deposits | 22,400,000 | 22,360,000 |
| Noninterest-bearing deposits | 8,567,000 | 7,891,000 |
| Equity capital | 3,999,000 | 3,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 382,000 | 762,000 |
| Interest expense | 44,000 | 81,000 |
| Net interest income | 338,000 | 681,000 |
| Noninterest income | 30,000 | 42,000 |
| Noninterest expense | 180,000 | 459,000 |
| Provision for loan losses | 306,000 | 306,000 |
| Pretax income | -118,000 | -42,000 |
| Income tax | -2,000 | 135,000 |
| Net income | -116,000 | -177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 3,999,000 | 3,879,000 |
| Total capital | 4,276,000 | 4,156,000 |
| Risk-weighted assets | 27,540,000 | 28,041,000 |