Call reports 2018
MENNO STATE BANK — 2018
What MENNO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,609,000 | 35,510,000 | 36,330,000 | 38,095,000 |
| Total loans | 23,157,000 | 25,180,000 | 26,436,000 | 25,883,000 |
| Allowance for loan losses | 260,000 | 266,000 | 276,000 | 277,000 |
| Securities available for sale | 3,026,000 | 2,702,000 | 2,520,000 | 2,172,000 |
| Securities held to maturity | 3,707,000 | 3,401,000 | 3,112,000 | 2,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,960,000 | 29,962,000 | 30,967,000 | 33,130,000 |
| Interest-bearing deposits | 23,220,000 | 21,697,000 | 22,755,000 | 23,554,000 |
| Noninterest-bearing deposits | 9,740,000 | 8,265,000 | 8,212,000 | 9,576,000 |
| Equity capital | 4,038,000 | 4,147,000 | 4,257,000 | 4,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 680,000 | 1,043,000 | 1,418,000 |
| Interest expense | 20,000 | 46,000 | 83,000 | 129,000 |
| Net interest income | 315,000 | 634,000 | 960,000 | 1,289,000 |
| Noninterest income | 20,000 | 36,000 | 52,000 | 66,000 |
| Noninterest expense | 189,000 | 360,000 | 531,000 | 806,000 |
| Provision for loan losses | 0 | 17,000 | 29,000 | 29,000 |
| Pretax income | 146,000 | 293,000 | 452,000 | 520,000 |
| Income tax | 34,000 | 70,000 | 113,000 | 128,000 |
| Net income | 112,000 | 223,000 | 339,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,064,000 | 4,175,000 | 4,291,000 | 4,119,000 |
| Total capital | 4,324,000 | 4,441,000 | 4,567,000 | 4,396,000 |
| Risk-weighted assets | 25,648,000 | 27,511,000 | 29,033,000 | 28,316,000 |