Call reports 2017
MENNO STATE BANK — 2017
What MENNO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,791,000 | 36,866,000 | 35,767,000 | 37,294,000 |
| Total loans | 21,710,000 | 23,016,000 | 23,221,000 | 23,587,000 |
| Allowance for loan losses | 243,000 | 259,000 | 259,000 | 259,000 |
| Securities available for sale | 3,059,000 | 2,555,000 | 2,532,000 | 3,123,000 |
| Securities held to maturity | 4,748,000 | 4,385,000 | 4,353,000 | 4,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,314,000 | 32,307,000 | 30,381,000 | 31,776,000 |
| Interest-bearing deposits | 23,826,000 | 23,187,000 | 21,674,000 | 22,609,000 |
| Noninterest-bearing deposits | 9,488,000 | 9,120,000 | 8,707,000 | 9,167,000 |
| Equity capital | 3,905,000 | 3,991,000 | 4,098,000 | 3,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 640,000 | 970,000 | 1,294,000 |
| Interest expense | 17,000 | 32,000 | 50,000 | 68,000 |
| Net interest income | 299,000 | 608,000 | 920,000 | 1,226,000 |
| Noninterest income | 30,000 | 48,000 | 68,000 | 85,000 |
| Noninterest expense | 185,000 | 350,000 | 524,000 | 764,000 |
| Provision for loan losses | 0 | 18,000 | 18,000 | 20,000 |
| Pretax income | 144,000 | 288,000 | 446,000 | 527,000 |
| Income tax | 42,000 | 106,000 | 166,000 | 168,000 |
| Net income | 102,000 | 182,000 | 280,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,904,000 | 3,985,000 | 4,083,000 | 4,012,000 |
| Total capital | 4,147,000 | 4,244,000 | 4,342,000 | 4,271,000 |
| Risk-weighted assets | 25,110,000 | 25,693,000 | 25,784,000 | 28,341,000 |