Call reports 2014
MENNO STATE BANK — 2014
What MENNO STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,693,000 | 35,645,000 | 35,568,000 | 37,115,000 |
| Total loans | 14,473,000 | 16,131,000 | 17,175,000 | 18,451,000 |
| Allowance for loan losses | 224,000 | 224,000 | 224,000 | 228,000 |
| Securities available for sale | 4,159,000 | 3,903,000 | 3,438,000 | 2,919,000 |
| Securities held to maturity | 10,112,000 | 9,648,000 | 9,152,000 | 8,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,756,000 | 31,623,000 | 31,441,000 | 32,953,000 |
| Interest-bearing deposits | 23,951,000 | 23,483,000 | 22,900,000 | 22,866,000 |
| Noninterest-bearing deposits | 8,805,000 | 8,140,000 | 8,541,000 | 10,087,000 |
| Equity capital | 3,506,000 | 3,565,000 | 3,634,000 | 3,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 495,000 | 760,000 | 1,037,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 45,000 |
| Net interest income | 234,000 | 471,000 | 725,000 | 992,000 |
| Noninterest income | 26,000 | 44,000 | 60,000 | 77,000 |
| Noninterest expense | 180,000 | 343,000 | 499,000 | 727,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 80,000 | 172,000 | 286,000 | 339,000 |
| Income tax | 17,000 | 53,000 | 99,000 | 113,000 |
| Net income | 63,000 | 119,000 | 187,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,488,000 | 3,542,000 | 3,611,000 | 3,502,000 |
| Total capital | 3,713,000 | 3,767,000 | 3,836,000 | 3,731,000 |
| Risk-weighted assets | 19,074,000 | 21,789,000 | 21,348,000 | 22,641,000 |