Call reports 2013
MENNO STATE BANK — 2013
What MENNO STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,386,000 | 35,075,000 | 34,968,000 | 37,107,000 |
| Total loans | 11,172,000 | 12,959,000 | 14,151,000 | 15,132,000 |
| Allowance for loan losses | 224,000 | 224,000 | 224,000 | 224,000 |
| Securities available for sale | 7,321,000 | 6,863,000 | 5,584,000 | 5,008,000 |
| Securities held to maturity | 7,407,000 | 7,500,000 | 8,707,000 | 9,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,535,000 | 31,222,000 | 31,032,000 | 33,144,000 |
| Interest-bearing deposits | 25,695,000 | 24,375,000 | 23,453,000 | 24,811,000 |
| Noninterest-bearing deposits | 7,840,000 | 6,847,000 | 7,578,000 | 8,333,000 |
| Equity capital | 3,464,000 | 3,453,000 | 3,511,000 | 3,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 412,000 | 648,000 | 889,000 |
| Interest expense | 17,000 | 32,000 | 48,000 | 59,000 |
| Net interest income | 184,000 | 380,000 | 600,000 | 830,000 |
| Noninterest income | 22,000 | 40,000 | 61,000 | 81,000 |
| Noninterest expense | 159,000 | 330,000 | 482,000 | 703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 90,000 | 179,000 | 208,000 |
| Income tax | 5,000 | 18,000 | 53,000 | 47,000 |
| Net income | 42,000 | 72,000 | 126,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,408,000 | 3,437,000 | 3,491,000 | 3,425,000 |
| Total capital | 3,619,000 | 3,662,000 | 3,716,000 | 3,650,000 |
| Risk-weighted assets | 16,740,000 | 18,036,000 | 19,326,000 | 21,589,000 |