Call reports 2012
MENNO STATE BANK — 2012
What MENNO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,192,000 | 33,837,000 | 33,251,000 | 38,917,000 |
| Total loans | 10,631,000 | 10,533,000 | 10,811,000 | 9,863,000 |
| Allowance for loan losses | 226,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 10,787,000 | 10,087,000 | 8,953,000 | 8,213,000 |
| Securities held to maturity | 3,288,000 | 3,698,000 | 5,186,000 | 6,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,016,000 | 29,959,000 | 29,335,000 | 35,009,000 |
| Interest-bearing deposits | 23,758,000 | 23,346,000 | 22,609,000 | 26,088,000 |
| Noninterest-bearing deposits | 7,258,000 | 6,613,000 | 6,726,000 | 8,921,000 |
| Equity capital | 3,447,000 | 3,504,000 | 3,535,000 | 3,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 502,000 | 736,000 | 951,000 |
| Interest expense | 31,000 | 60,000 | 80,000 | 102,000 |
| Net interest income | 228,000 | 442,000 | 656,000 | 849,000 |
| Noninterest income | 27,000 | 44,000 | 61,000 | 82,000 |
| Noninterest expense | 179,000 | 332,000 | 490,000 | 714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 154,000 | 227,000 | 217,000 |
| Income tax | 15,000 | 38,000 | 66,000 | 46,000 |
| Net income | 61,000 | 116,000 | 161,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,355,000 | 3,411,000 | 3,455,000 | 3,365,000 |
| Total capital | 3,577,000 | 3,611,000 | 3,656,000 | 3,565,000 |
| Risk-weighted assets | 17,721,000 | 15,983,000 | 16,404,000 | 15,950,000 |