Call reports 2011
MENNO STATE BANK — 2011
What MENNO STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,753,000 | 32,189,000 | 33,476,000 | 33,931,000 |
| Total loans | 12,183,000 | 12,425,000 | 12,082,000 | 11,773,000 |
| Allowance for loan losses | 227,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 12,623,000 | 12,519,000 | 11,530,000 | 11,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,043,000 | 28,367,000 | 29,469,000 | 29,935,000 |
| Interest-bearing deposits | 22,948,000 | 22,384,000 | 22,547,000 | 22,878,000 |
| Noninterest-bearing deposits | 6,095,000 | 5,983,000 | 6,922,000 | 7,057,000 |
| Equity capital | 3,363,000 | 3,460,000 | 3,615,000 | 3,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 577,000 | 862,000 | 1,134,000 |
| Interest expense | 53,000 | 102,000 | 146,000 | 183,000 |
| Net interest income | 234,000 | 475,000 | 716,000 | 951,000 |
| Noninterest income | 28,000 | 55,000 | 185,000 | 207,000 |
| Noninterest expense | 173,000 | 330,000 | 481,000 | 712,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 82,000 | 193,000 | 413,000 | 439,000 |
| Income tax | 13,000 | 51,000 | 104,000 | 96,000 |
| Net income | 69,000 | 142,000 | 309,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,245,000 | 3,318,000 | 3,485,000 | 3,294,000 |
| Total capital | 3,472,000 | 3,544,000 | 3,691,000 | 3,520,000 |
| Risk-weighted assets | 18,784,000 | 19,030,000 | 16,486,000 | 18,485,000 |