Call reports 2010
MENNO STATE BANK — 2010
What MENNO STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,266,000 | 29,487,000 | 30,228,000 | 32,869,000 |
| Total loans | 12,255,000 | 12,858,000 | 12,966,000 | 12,578,000 |
| Allowance for loan losses | 227,000 | 227,000 | 227,000 | 227,000 |
| Securities available for sale | 11,683,000 | 11,149,000 | 10,679,000 | 10,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,459,000 | 25,609,000 | 26,253,000 | 28,996,000 |
| Interest-bearing deposits | 21,832,000 | 21,350,000 | 21,012,000 | 22,154,000 |
| Noninterest-bearing deposits | 4,627,000 | 4,259,000 | 5,241,000 | 6,842,000 |
| Equity capital | 3,396,000 | 3,487,000 | 3,569,000 | 3,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 633,000 | 951,000 | 1,253,000 |
| Interest expense | 71,000 | 141,000 | 205,000 | 265,000 |
| Net interest income | 245,000 | 492,000 | 746,000 | 988,000 |
| Noninterest income | 32,000 | 64,000 | 92,000 | 124,000 |
| Noninterest expense | 161,000 | 302,000 | 444,000 | 663,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 116,000 | 254,000 | 394,000 | 421,000 |
| Income tax | 26,000 | 77,000 | 128,000 | 122,000 |
| Net income | 90,000 | 177,000 | 266,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,192,000 | 3,278,000 | 3,368,000 | 3,175,000 |
| Total capital | 3,410,000 | 3,503,000 | 3,595,000 | 3,402,000 |
| Risk-weighted assets | 17,437,000 | 17,999,000 | 18,552,000 | 19,223,000 |