Call reports 2009
MENNO STATE BANK — 2009
What MENNO STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,033,000 | 29,855,000 | 28,966,000 | 31,427,000 |
| Total loans | 12,006,000 | 12,812,000 | 13,570,000 | 12,838,000 |
| Allowance for loan losses | 231,000 | 231,000 | 231,000 | 227,000 |
| Securities available for sale | 14,361,000 | 13,385,000 | 12,571,000 | 11,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,277,000 | 26,006,000 | 24,941,000 | 27,429,000 |
| Interest-bearing deposits | 21,953,000 | 21,828,000 | 20,638,000 | 20,895,000 |
| Noninterest-bearing deposits | 4,324,000 | 4,178,000 | 4,303,000 | 6,534,000 |
| Equity capital | 3,394,000 | 3,418,000 | 3,546,000 | 3,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 695,000 | 1,042,000 | 1,380,000 |
| Interest expense | 94,000 | 184,000 | 267,000 | 343,000 |
| Net interest income | 251,000 | 511,000 | 775,000 | 1,037,000 |
| Noninterest income | 33,000 | 66,000 | 99,000 | 133,000 |
| Noninterest expense | 148,000 | 303,000 | 447,000 | 660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 274,000 | 427,000 | 510,000 |
| Income tax | 35,000 | 84,000 | 139,000 | 152,000 |
| Net income | 101,000 | 190,000 | 288,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,089,000 | 3,180,000 | 3,280,000 | 3,101,000 |
| Total capital | 3,309,000 | 3,407,000 | 3,495,000 | 3,328,000 |
| Risk-weighted assets | 17,608,000 | 18,134,000 | 17,192,000 | 18,238,000 |