Call reports 2008
MENNO STATE BANK — 2008
What MENNO STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,520,000 | 28,751,000 | 28,589,000 | 30,716,000 |
| Total loans | 11,907,000 | 11,613,000 | 11,479,000 | 11,922,000 |
| Allowance for loan losses | 229,000 | 229,000 | 230,000 | 231,000 |
| Securities available for sale | 13,565,000 | 13,131,000 | 13,610,000 | 15,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,010,000 | 25,286,000 | 24,979,000 | 26,676,000 |
| Interest-bearing deposits | 21,473,000 | 21,141,000 | 20,211,000 | 21,259,000 |
| Noninterest-bearing deposits | 4,537,000 | 4,145,000 | 4,768,000 | 5,417,000 |
| Equity capital | 3,177,000 | 3,135,000 | 3,243,000 | 3,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 750,000 | 1,117,000 | 1,480,000 |
| Interest expense | 147,000 | 279,000 | 395,000 | 505,000 |
| Net interest income | 236,000 | 471,000 | 722,000 | 975,000 |
| Noninterest income | 26,000 | 50,000 | 75,000 | 93,000 |
| Noninterest expense | 157,000 | 289,000 | 426,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 232,000 | 371,000 | 430,000 |
| Income tax | 10,000 | 48,000 | 115,000 | 123,000 |
| Net income | 95,000 | 184,000 | 256,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,029,000 | 3,116,000 | 3,188,000 | 2,988,000 |
| Total capital | 3,244,000 | 3,332,000 | 3,399,000 | 3,207,000 |
| Risk-weighted assets | 17,325,000 | 17,258,000 | 16,875,000 | 17,527,000 |