Call reports 2007
MENNO STATE BANK — 2007
What MENNO STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,574,000 | 26,040,000 | 25,604,000 | 28,804,000 |
| Total loans | 11,904,000 | 12,613,000 | 11,960,000 | 12,040,000 |
| Allowance for loan losses | 232,000 | 233,000 | 233,000 | 232,000 |
| Securities available for sale | 0 | 9,621,000 | 9,884,000 | 11,908,000 |
| Securities held to maturity | 9,930,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,327,000 | 22,816,000 | 22,154,000 | 25,294,000 |
| Interest-bearing deposits | 19,889,000 | 19,362,000 | 18,507,000 | 20,398,000 |
| Noninterest-bearing deposits | 3,438,000 | 3,454,000 | 3,647,000 | 4,896,000 |
| Equity capital | 3,004,000 | 2,965,000 | 3,123,000 | 2,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 703,000 | 1,060,000 | 1,430,000 |
| Interest expense | 139,000 | 266,000 | 408,000 | 558,000 |
| Net interest income | 207,000 | 437,000 | 652,000 | 872,000 |
| Noninterest income | 29,000 | 53,000 | 90,000 | 123,000 |
| Noninterest expense | 143,000 | 266,000 | 433,000 | 636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 224,000 | 309,000 | 359,000 |
| Income tax | 7,000 | 64,000 | 89,000 | 93,000 |
| Net income | 86,000 | 160,000 | 220,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,004,000 | 3,078,000 | 3,138,000 | 2,934,000 |
| Total capital | 3,214,000 | 3,295,000 | 3,339,000 | 3,153,000 |
| Risk-weighted assets | 16,752,000 | 17,293,000 | 16,912,000 | 17,531,000 |