Call reports 2006
MENNO STATE BANK — 2006
What MENNO STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,862,000 | 24,070,000 | 23,662,000 | 26,178,000 |
| Total loans | 11,172,000 | 12,158,000 | 12,069,000 | 12,014,000 |
| Allowance for loan losses | 244,000 | 245,000 | 245,000 | 243,000 |
| Securities available for sale | 6,000 | 5,000 | 5,000 | 0 |
| Securities held to maturity | 12,272,000 | 10,036,000 | 9,982,000 | 9,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,268,000 | 20,628,000 | 20,189,000 | 22,676,000 |
| Interest-bearing deposits | 18,318,000 | 17,343,000 | 17,176,000 | 18,581,000 |
| Noninterest-bearing deposits | 3,951,000 | 3,285,000 | 3,012,000 | 4,095,000 |
| Equity capital | 3,090,000 | 3,155,000 | 3,239,000 | 2,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 634,000 | 957,000 | 1,297,000 |
| Interest expense | 90,000 | 202,000 | 301,000 | 416,000 |
| Net interest income | 222,000 | 432,000 | 656,000 | 881,000 |
| Noninterest income | 28,000 | 52,000 | 77,000 | 99,000 |
| Noninterest expense | 150,000 | 271,000 | 400,000 | 599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 202,000 | 322,000 | 370,000 |
| Income tax | 14,000 | 50,000 | 88,000 | 106,000 |
| Net income | 86,000 | 152,000 | 234,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,088,000 | 3,155,000 | 3,239,000 | 2,918,000 |
| Total capital | 3,292,000 | 3,366,000 | 3,456,000 | 3,130,000 |
| Risk-weighted assets | 16,322,000 | 16,983,000 | 17,352,000 | 16,967,000 |