Call reports 2003
MENNO STATE BANK — 2003
What MENNO STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,691,000 | 28,477,000 | 28,487,000 | 29,106,000 |
| Total loans | 13,367,000 | 13,215,000 | 12,522,000 | 12,131,000 |
| Allowance for loan losses | 253,000 | 254,000 | 261,000 | 262,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,795,000 | 10,341,000 | 10,693,000 | 12,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,425,000 | 25,163,000 | 25,069,000 | 25,638,000 |
| Interest-bearing deposits | 22,393,000 | 22,547,000 | 22,065,000 | 22,119,000 |
| Noninterest-bearing deposits | 3,032,000 | 2,616,000 | 3,004,000 | 3,519,000 |
| Equity capital | 3,057,000 | 3,117,000 | 3,203,000 | 2,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 751,000 | 1,105,000 | 1,458,000 |
| Interest expense | 123,000 | 236,000 | 336,000 | 430,000 |
| Net interest income | 257,000 | 515,000 | 769,000 | 1,028,000 |
| Noninterest income | 31,000 | 58,000 | 85,000 | 110,000 |
| Noninterest expense | 174,000 | 352,000 | 498,000 | 706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 221,000 | 356,000 | 432,000 |
| Income tax | 12,000 | 59,000 | 108,000 | 120,000 |
| Net income | 102,000 | 162,000 | 248,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,057,000 | 3,117,000 | 3,203,000 | 2,992,000 |
| Total capital | 3,292,000 | 3,339,000 | 3,406,000 | 3,254,000 |
| Risk-weighted assets | 18,756,000 | 17,692,000 | 16,152,000 | 22,443,000 |