Call reports 2002
MENNO STATE BANK — 2002
What MENNO STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,678,000 | 25,953,000 | 26,231,000 | 27,913,000 |
| Total loans | 12,912,000 | 13,359,000 | 13,563,000 | 13,122,000 |
| Allowance for loan losses | 252,000 | 255,000 | 255,000 | 254,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,381,000 | 10,023,000 | 9,934,000 | 9,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,495,000 | 22,682,000 | 22,828,000 | 24,475,000 |
| Interest-bearing deposits | 20,618,000 | 20,215,000 | 20,123,000 | 20,918,000 |
| Noninterest-bearing deposits | 2,877,000 | 2,467,000 | 2,705,000 | 3,557,000 |
| Equity capital | 2,987,000 | 3,061,000 | 3,151,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 788,000 | 1,184,000 | 1,558,000 |
| Interest expense | 165,000 | 315,000 | 454,000 | 588,000 |
| Net interest income | 233,000 | 473,000 | 730,000 | 970,000 |
| Noninterest income | 26,000 | 55,000 | 86,000 | 114,000 |
| Noninterest expense | 148,000 | 301,000 | 442,000 | 659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 227,000 | 374,000 | 425,000 |
| Income tax | 18,000 | 60,000 | 117,000 | 114,000 |
| Net income | 93,000 | 167,000 | 257,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,987,000 | 3,061,000 | 3,151,000 | 3,205,000 |
| Total capital | 3,214,000 | 3,270,000 | 3,360,000 | 3,412,000 |
| Risk-weighted assets | 18,147,000 | 16,662,000 | 16,672,000 | 16,535,000 |