Call reports 2001
MENNO STATE BANK — 2001
What MENNO STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,666,000 | 24,904,000 | 25,523,000 | 27,659,000 |
| Total loans | 12,465,000 | 13,277,000 | 13,433,000 | 12,648,000 |
| Allowance for loan losses | 314,000 | 313,000 | 313,000 | 263,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,027,000 | 9,629,000 | 9,541,000 | 10,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,495,000 | 21,707,000 | 22,220,000 | 24,305,000 |
| Interest-bearing deposits | 19,821,000 | 19,277,000 | 19,442,000 | 20,661,000 |
| Noninterest-bearing deposits | 2,674,000 | 2,430,000 | 2,778,000 | 3,644,000 |
| Equity capital | 2,946,000 | 3,020,000 | 3,099,000 | 3,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 866,000 | 1,284,000 | 1,699,000 |
| Interest expense | 216,000 | 429,000 | 633,000 | 826,000 |
| Net interest income | 219,000 | 437,000 | 651,000 | 873,000 |
| Noninterest income | 38,000 | 63,000 | 93,000 | 123,000 |
| Noninterest expense | 162,000 | 297,000 | 423,000 | 623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 205,000 | 323,000 | 375,000 |
| Income tax | 15,000 | 51,000 | 90,000 | 72,000 |
| Net income | 80,000 | 154,000 | 233,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,927,000 | 3,020,000 | 3,099,000 | 3,169,000 |
| Total capital | 3,141,000 | 3,336,000 | 3,326,000 | 3,394,000 |
| Risk-weighted assets | 17,734,000 | 25,277,000 | 18,084,000 | 17,971,000 |